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Affordability Calculators

Affordability Calculator

The affordability for each application is based on the achievable rental income of the subject property.

Rental must equal or exceed 125% of the interest only payment calculated at either the Paragon Group Reference Rate or the Product Charging Rate, whichever is applicable to the product chosen.

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Additional affordability tools and useful spreadsheets

Download free Microsoft Excel spreadsheets to help you calculate useful information whilst offline...

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Mortgage Schedule

View mortgage payments, reduction in capital owing and increase in equity over every year of a mortgage term.

Open spreadsheet

 

Check the value of your house

Calculate the current value of your property.

Open spreadsheet

 

Borrow to Buy-to-Let

Illustrates the advantage of raising a mortgage on property to let.

Open spreadsheet

 

Remortgage Checkout

Assess two mortgage schemes in comparison to each other.

Open spreadsheet

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